Have u ever heard about, investment ship theory? this term i heard in one seminar introduce by xxx, seriously its really help me to understand the benefit of investment by packaging.

 

ok, lets we draw a boat, try to imagine, you have a yellow boat, with a red sail and two safety tube..I'll draw like this

 

 

the body of the boat is your savings. It is your money in ASB, saving account, Tabung Haji or Fixed Deposit account.. thats include any saving you have. put everything in the boat. got it? now, how much you have? write down on it.

 

then let, try to estimate, from each saving type, how much the profit/return yearly you get from your savings? write it down clearly beside the amount. Here is the normal rate of each saving ( ASB=7-8%, T.Haji=4-5%, Saving Acc=1%, FD=3.75%).

 

so if this is your bot, where you keep your money, off course you dont want it to sink right? even any type of hole at the log, because you want to protect it, if it is not for you, off course for your generation right?  then what you should do now? for sure first you will thinking to prepare the protection for your bot.

 

Safety tube A, we called it, Insurance tube. My first question? do you have any insurance. If you dont have at least one, you are in a big trouble.In life, there are a lot of time, our body send a error signal either ill, injury or serious problem. everything will cost money to treat. so, it is not a good decision to withdraw our saving, everytime you face the signal. So, if you can pay RM50 monthly for shoes, shirt or trousers, why dont spend some to your health.

 

Because, health is the most valueble things in the world. Doesn't matter how rich are you, if you have problem with your health, you cannot enjoy this world. I prefer TuneMoney Insurance, the most reliable online insurance, and easy to handle.

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